Explain the proverb with a case from your life He who spares money lives without need

This proverb is a reminder that it is important to save money in order to live without needing to worry about financial needs. This is something I have personally experienced in my life. When I was in college, I realized that my student loan debt was piling up and I needed to find a way to pay it off. I started budgeting my expenses and saving a portion of my income every month. I also started looking for side jobs and freelance work to supplement my income. After a few months of doing this, I was able to pay off my student loan debt and start building up an emergency fund. This experience taught me the importance of saving money and living without needing to rely on other sources of income. It also showed me that if I am disciplined and plan ahead, I can live without needing to worry about financial needs.